Social Security Fund (SSF) in Nepal — A Simple Guide
What the SSF is, how employers and workers register and contribute, and what protections it provides.
सामाजिक सुरक्षा कोष (SSF) के हो, रोजगारदाता र कामदारले कसरी दर्ता र योगदान गर्ने र यसका फाइदाहरू।
The Social Security Fund (सामाजिक सुरक्षा कोष / SSF) is a government scheme that provides workers with protection such as medical, accident, disability and old-age benefits, funded by monthly contributions from employers and employees.
Who it covers: Employees of registered businesses are enrolled through their employer. Contributions are a percentage of basic salary, split between employer and employee.
How Registration Works
- Employer registers with the Social Security Fund and lists its employees.
- Each employee is enrolled and gets a social security identity.
- Monthly contributions are deducted and deposited by the employer.
- Employees can track their contributions and access benefits per the scheme rules.
What It Provides
- Medical treatment and health protection schemes.
- Accident and disability protection.
- Dependent / family protection.
- Old-age (retirement) benefit.
ℹ️ Contribution rates and covered schemes are set by the SSF and updated over time. Employees should confirm they are enrolled and that monthly contributions are being deposited by their employer.
✅ If you are employed by a registered company, ask your HR whether you are enrolled in the SSF and keep your social security details for future claims.
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